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California Health Insurance Find My Plan Our Programs Includes Anthem Blue Cross® Medical Plan, New Dental Choice Special Dental Plan, Mutual Of Omaha Guaranteed Issue Group Life Insurance with AD&D, Vision Plan of America, and Admin Fee CREBP Benefit Package* w/Anthem Blue Cross® Medical Find My Plan Shop, compare and select the most affordable group health insurance plans. Let’s help you save $$$ and provide the best for your team. Have both W-2 employees and 1099 Independent Contractors? Ask us about our Private Label program. Employer Group Health Find My Plan Includes Kaiser® Medical Plan, New Dental Choice Special Dental Plan, Mutual Of Omaha Guaranteed Issue Group Life Insurance with AD&D, Vision Plan of America, and Admin Fee CREBP Benefit Package* w/Kaiser® Medical Find My Plan Get Quality Health Insurance at a Price You Can Afford! More than 50 plan options available for individuals and families. Whether you are self-employed, in-between jobs or in need of health insurance coverage, we have a plan for you. Individual and Family Health Find My Plan Health Find My Plan Realtor©, Corporate and Affiliate Association Members can choose from CREBP packages with more than 20+ Kaiser® Group Plan Options and more than 60+ Anthem Blue Cross® Group Plan Options. Monthly E-Newsletter and Benefit Advisor We scour the web for straight-forward articles from reputable third-party sources (such as Kaiser, The Wall Street Journal & more) that address how the various topics of health care can have a direct impact on our clients. The newsletter includes several columns on current health news, health events and recognized health days. We send these directly to our clients. We utilize both Facebook and Twitter to keep our clients and Associations up to date on the most important developments in the health care marketplace and to communicate topics of interest that can have a direct effect on health and health care coverage. *The E-Newsletter can be copied & pasted for inclusion on Association websites and/or electronic correspondence to Association Members. Employer Groups The health insurance marketplace is very dynamic and constantly changing. The Benefits Store utilizes the latest options in program design to meet both your budget and your employee’s health needs. We partner with technical online platforms (including Quotit) for fast turnaround and enrollment in the bidding cycle. Covered California Benefits Store and California’s Health Exchange – Covered California (Covered CA) Our firm has multiple Brokers that have successfully completed the Covered CA licensing requirements and are certified to assist consumers with the navigation and enrollment process into California’s Health Exchange. The process can be complicated for consumers doing this on their own, as well as choosing the best plan for themselves and their family. Since there is no discount/price savings for clients enrolling on their own, it is usually advisable to have assistance from a Benefit Store Broker in this process. We have a dedicated section that is an educational and information resource for individuals needing clarification on Covered CA issues for the self-employed and small businesses. It addresses many of the questions we have been getting from Californians and even provides a subsidy calculator. Go to the Covered California page. What Our Clients Say ★★★★★ Thank you again for your time, help and perseverance to get this accomplished. You've given us some peace of mind regarding health coverage. Please let us know who we can commend you to at the Benefits Store. Michelle and the Get Results Team ★★★★★ You guys are really great. I just stood up on the bleachers at my sons' baseball game and announced your praises! Beth, Santa Barbara CA ★★★★★ After just 4 days The Benefits Store staff accomplished more than other "industry related" staff were able to do after 30 days! Plus the staff is sincere and easy to work with! Jennifer, San Diego CA Our Partners

Employer Groups Saving Money with Better Coverage Saving money while providing excellent benefit plans for your employees is a big challenge in today’s environment. The key to controlling your group health insurance costs is getting competitive quotes from all the top health insurers in California. We help you cover your employees Get Quotes The Benefits Store provides experienced employee benefits advisors for California Employer Groups of 2-100 employees to help you shop, compare and select the right group health insurance plans for your team. Private Exchange Platform In addition, ask us about a Private Exchange Platform for your group which includes W-2 employees and at your option, your 1099 Independent contractors. You select the funding levels for each. Let’s help save you money and provide the best for your team. Please contact Jake Schroeder for more information at (925) 478-3405 or by email at Jake@BenefitsStore.com . Free Quotes Online Employers can receive Free Quotes Online.

Feel free to download and share this image for educational use. Help spread awareness about staying safe during extreme heat in California. As extreme heat in California  becomes more common and more intense, it's essential to be prepared. Heatwaves can be more than just uncomfortable—they can pose serious health risks, especially for vulnerable populations. This guide is designed to help you stay safe and healthy during periods of extreme heat. 🔥 Why Extreme Heat in California Is a Growing Concern Each year, California breaks new temperature records, increases wildfire risks, and puts a major strain on energy grids. Climate scientists warn that these heatwaves will continue to rise in frequency and severity due to climate change. Unlike other natural disasters, extreme heat in California  doesn’t always look dangerous—but it can be deadly. In fact, heat-related illnesses claim more lives annually in the U.S. than any other weather-related hazard. 🏥 Health Risks Associated with Extreme Heat in California The health impact of extreme heat can range from mild discomfort to life-threatening conditions. Key risks include: Heat Exhaustion:  Warning signs include heavy sweating, weakness, dizziness, nausea, and muscle cramps. Heat Stroke:  A serious emergency characterized by confusion, loss of consciousness, and body temperatures above 103°F. Dehydration:  Heat depletes the body’s fluids, which can lead to fatigue, headaches, and more serious complications. Chronic Condition Complications:  People with heart disease, diabetes, or respiratory illnesses may experience worsening symptoms during extreme heat. 👶 Who Is Most at Risk? When extreme heat hits California, some groups are at significantly higher risk: Seniors aged 65+ Infants and young children People with chronic medical conditions Outdoor workers (e.g., landscapers, construction workers) Low-income individuals without access to air conditioning Pets left outdoors or in vehicles ✅ Safety Tips for Surviving Extreme Heat in California To stay healthy, follow these life-saving tips: 1. Stay Hydrated Drink water regularly, even if you don’t feel thirsty. Avoid alcohol, soda, and caffeine, which can worsen dehydration. 2. Cool Down Indoors Spend time in air-conditioned spaces. If you don’t have AC, consider visiting a cooling center during heat emergencies. 3. Avoid the Hottest Hours Limit outdoor activity during peak heat (10 a.m. – 4 p.m.). If you must be outdoors, wear sun protection and take frequent breaks in the shade. 4. Dress for the Heat Lightweight, loose-fitting, and light-colored clothing helps your body stay cool. A wide-brimmed hat can also provide sun protection. 5. Check on Others During extreme heat in California , check in with neighbors, family, and friends—especially the elderly or those living alone. 📍 Local Resources for Extreme Heat in California If you're affected by extreme heat in California , here are some helpful resources: Cooling Centers:  Many California counties open public spaces like libraries and community centers during heatwaves. Find locations at caloes.ca.gov . Energy Assistance Programs:  Contact your local utility provider to see if you qualify for reduced energy bills or AC installation programs. Emergency Alerts:  Sign up for heat alerts through your city or county’s emergency services department. 🌡️ Final Thoughts Whether you live inland or on the coast, extreme heat is a serious public health concern. The good news? With preparation and awareness, you can reduce your risk and help others do the same. Stay cool. Stay hydrated. And remember—when temperatures soar, a few small actions can save lives.

Work stress isn’t just draining—it could also be dangerous. Mounting evidence shows that work stress and heart health  are closely connected, with chronic pressure from long hours, tight deadlines, and limited downtime contributing to serious health risks like high blood pressure  and stroke . 🚨 The Stress-Heart Connection It’s not just in your head—job stress can physically affect your body. Here’s how: Elevated cortisol levels : Chronic stress keeps your body in “fight or flight” mode, increasing blood pressure and heart rate. Poor sleep : High stress often disrupts sleep patterns, which increases stroke risk. Unhealthy coping habits : Stress leads many to overeat, smoke, or skip workouts—behaviors that hurt your heart. Increased inflammation : Long-term stress can promote inflammation in blood vessels, a risk factor for heart attack and stroke. 📊 Did You Know? According to the American Heart Association , chronic job strain can increase stroke risk by 22%, especially in people with high-demand, low-control jobs. Common Signs Your Job Might Be Taking a Toll You're constantly fatigued, even after a full night's sleep You experience frequent headaches or muscle tension Your blood pressure readings are climbing You rely heavily on caffeine, sugar, or alcohol to cope You feel irritable, anxious, or overwhelmed most days These are all red flags that work stress is affecting your heart health . Work-Life Tips to Lower Stroke and Heart Disease Risk Here are some practical steps to protect your heart without quitting your job: 🧘 1. Schedule Micro-Breaks Taking five-minute breaks every hour to breathe, stretch, or walk away from your screen can ease mental and physical tension. 📅 2. Set Boundaries Around Work Hours Log off at a set time each day. Protecting your personal time is key to reducing burnout and maintaining heart health . 🏃 3. Move Daily—Even at Your Desk Light activity improves circulation and lowers stress. Consider desk workouts or walk-and-talk meetings. 🥗 4. Eat for Your Heart Omega-3s, leafy greens, and potassium-rich foods support blood pressure regulation. Avoid excessive caffeine or sodium, especially during high-stress days. 🛌 5. Prioritize Quality Sleep Chronic stress can disrupt sleep, which in turn worsens heart health. Aim for 7–8 hours nightly and create a calming bedtime routine. 📲 6. Use Stress-Tracking Tech Apps like Headspace, Calm, or even Apple Health can help you track stress levels and encourage mindfulness practices. Don’t Ignore the Warning Signs If you’re dealing with persistent stress and seeing changes in your blood pressure or energy levels, talk to your doctor. Prevention is key—and small adjustments to your routine can make a big difference. 💬 Join the Conversation Have you found ways to balance work stress and support your heart health? Share your tips or questions in the comments below!

There’s nothing like a day at the beach—sunshine, surf, and the relaxing sound of waves. But even the most picture-perfect outing can take a turn if you’re not prepared. From sunburn to rip currents, small missteps can lead to big problems. Before you pack your beach bag, take a minute to check out these five common mistakes—and learn how to avoid them. Your summer self will thank you. ☀️ 1. Forgetting to Reapply Sunscreen We’ve all been there: you lather on sunscreen at home and then forget about it for the rest of the day. But sunscreen wears off—especially after swimming or sweating. Tip:  Use a broad-spectrum sunscreen with SPF 30 or higher and reapply every 2 hours (or right after getting wet). Don’t forget often-missed spots like ears, tops of feet, and behind the knees! 💧 2. Not Staying Hydrated Between the heat and ocean fun, it’s easy to overlook hydration. Dehydration can sneak up fast, especially in the sun. Tip:  Bring plenty of water and take regular shade breaks. If you’re drinking anything with caffeine or alcohol, drink even more water to compensate. 🪼 3. Ignoring Jellyfish Warnings Some beaches post warnings about jellyfish activity, but people often don’t pay attention—until it’s too late. Tip:  Always check beach advisories and keep an eye on the shore for jellyfish. 🌊 4. Underestimating Rip Currents Rip currents are powerful, fast-moving channels of water that can pull even strong swimmers away from shore. Tip:  If you’re caught in one, don’t swim against it . Stay calm, float, and swim parallel to the shore  to escape. Look for lifeguard stations and swim only in designated safe areas. 🏖️ 5. Leaving Footwear Behind Hot sand and hidden objects can cause burns or cuts. Tip:  Bring water shoes or sandals. They’ll protect your feet from hazards like glass, rocks, or shells—and make walking across hot sand a breeze. 🌊 Final Thoughts: Stay Safe & Soak Up the Fun Beach days should be fun and refreshing—not cut short by painful mistakes. With just a few smart habits, you can protect yourself and your loved ones while enjoying everything the shore has to offer. 👉 Did we miss one of your beach safety tips? Drop a comment below—we’d love to hear your best advice!