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Provided by the BENEFITS STORE for the exclusive benefit of LOCAL REALTOR Association members (REALTORS and Affiliates).
MEDICAL PLANSLarge Selection of Major Medical PPO and HMO plans are available icluding 6 GROUP DENTAL PLANS PACIFICARE DENTALChoice of THREE plans. Association Choice and High Option (all dentists) and the Panel/DMO (network approved dentists). DENTAL SECURITY PLUSFreedom to choose any dentist including specialists. SAFEGUARD HEALTHPanel (network approved dentists) very high benefits for low premiums. Includes orthodontia. PMI/DELTA DENTALPanel (approved dentists) highest benefits of all our programs. Immediate coverage for crowns etc. IMPORTANT: All plans include benefits for dental specialists.
GROUP VISION PLANS VISION PLAN OF AMERICANetwork Provider program with savings of 20%-40% to members. Semi-annual vision analysis, cataract and glaucoma testing. Eye-glass frame adjustments and repairs (labor only) at no charge. SPECTERA VISIONPreferred Provider Insurance program with ability to select any provider. Includes LASIK benefits.
ADDITIONAL BENEFITS
INCOME REPLACEMENTGroup Income Replacement Coverage to provide a portion of your income should you become disabled by accident/injury or illness.
LONG TERM CAREChoice of several supplemental programs with various options. Some offer group plans for W-2 Employees.
LIFE INSURANCEPrograms can be tailored for your needs and for the financial security of your family.
MEDICARE SUPPLEMENTSBLUE CROSS/ BLUE SHIELDChoice of several supplemental programs w/wo HMO network structure, w/wo international coverage, w/wo out-patient prescriptions. GROUP ACCIDENT, CANCER AND CRITICAL ILLNESSChoice of several supplemental group programs with various options designed to help offset unexpected health expenses not covered in full by medical insurance
REQUEST FOR INFORMATIONFor plan information, enrollment requirements and questions about benefit plan options: Contact the Benefits Store by E-mail using the Information Request TaborCall us at 800-446-2663.
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