Little League, other weekend sports and leisure hobbies. Chores and fix-up projects around the house. Going to work everyday. These activities are a part of normal everyday life. Unfortunately, accidents are also a part of everyday life. And often, we don’t think about the accidental injuries, or even the accidental deaths, which may happen during the course of a day.

 Consider this information:

•        Accidental injuries were up 4 percent in 1999 compared to 1998.
•        In 1999, there were 20,800,000 accidental disabling injuries.
•        In 1999, an accidental injury happened every two seconds. This is equal to 2,370 accidents every hour, 57,000 accidents every day, and 400,000 accidents every week.

Source: Injury Facts, National Safety Council, 2000 edition

With supplemental accident insurance, you can be better prepared for what happens next.

Designed to supplement your employer-sponsored insurance coverage, accident insurance pays specific benefit amounts for covered accidents. Benefits from a supplemental accident insurance plan can help pay the out-of-pocket expenses related to an accidental injury that your existing coverage wouldn’t cover.

Benefits from an accident plan can help you pay the following types of expenses.  

• Expensive medical treatment for broken bones and dislocations, or physical therapy
•  Crutches, wheelchairs or other medical aids you may need as a result of your accident
• Co-payments and deductibles

This coverage may not be available in all states; product benefits vary by state. Policies have exclusions and limitations that may affect benefits payable.